Do you feel as though your debts have piled up and they have knocked your financial confidence?
Let us help you with a 4 step hack to gaining back your financial confidence. It is possible.
- Negotiate
Ring each of the banks you have debt with and negotiate the rate. If it’s a credit card, tell them you have a zero interest balance transfer offer for 18 months, no monthly fees or transfer fees and you’d like them to match it. - Cut up your cards.
Post it on our Facebook page! (conceal the numbers for security) Share with your friends, get ready for the amount of ‘likes’ you will get! - Line them up and nail it.
Arrange your debts, smallest to largest. Single out the smallest, regardless of the size and pay it off. We are focussing on confidence.Whilst it’s great using your extra money to pay off debt, make sure that you continue to make the minimum repayment on all your debts. This will stop any horrible debt collector letters. - Burn
When that debt has gone, grab the bill and have a bill burning ceremony. It feels great!
Now, repeat on the next debt.
Final Observation
The trick to gaining back your financial confidence it making it achievable. This may seem against the opinions of the majority, change only occurs when you are confident to keep going.